This benefit partially replaces lost income when an associate is off work for more than one week due to an injury or illness.  On-the-job injuries are covered by Workers' Compensation.  The Short-Term Disability Insurance benefit covers all other injuries or illnesses.  Family Medical Leave must be requested to qualify for short-term disability.

 

U.S. Oil endorses a "Return to Work" policy for both job and non-job related injury or illness.  When returning to work following medical treatment for an injury or illness, the associate is responsible for providing his or her supervisor or HR Manager with a Physician's Recommendation Return to Work Form.  This form is to be completed by the treating practitioner.  These forms are available from supervisors or your HR Manager.

 

ELIGIBILITY: Regular full-time associates.

 

EFFECTIVE DATE: After one (1) year for regular full-time non-exempt associates and after 31 days for regular full-time exempt associates.

 

COST: U.S. Oil pays Short-Term Disability, per the schedule.  Normal or scheduled pay is the salary or the wage paid for a regular workweek for that position.  Where hours are irregular, the average hours worked for the last 12 weeks will be used.

 

BENEFIT: This policy covers non-occupational injuries and illnesses.  Absences due to injuries or illnesses incurred while working for the company are covered by Workers' Compensation benefits.  In cases where Workers' Compensation does not cover time off, available sick leave may be applied.

 

Associates are eligible to receive Short Term Disability pay after missing 5 consecutive workdays due to illness or non-work related injuries.  Associates are responsible for covering the first 5 days through any available sick leave, personal days or vacation.

 

Regular full-time non-exempt associates will receive 85% of their normal (scheduled) pay per week for the second to the sixth weeks in the event of continuous illness substantiated by hospitalization, hospital treatment, or a doctor's certification of incapacity for any type of work.  This will be paid only once in a calendar year for the same or related illness or injury.  An associate who receives short-term disability pay must return to work and work a minimum of 6 months in a full-time, or approved part-time status or the monies paid must be returned to the company.  Involuntary layoffs, change of status, death, disability, retirement, or termination would not require a payback.

 

Regular full-time non-exempt associates will receive 70% of their normal (scheduled) pay for non-occupational injuries or illnesses extending from the 7th week up to 6 months.

 

In the event an injury or illness extends over a period of time and the associate returns to work for short periods of time, the paid time off will be accumulated in calculating this benefit.

 

After six (6) months, proper documentation and approval from the Long-Term Disability insurer, Long-Term Disability Benefits may take effect.

 

Regular full-time exempt associates receive full pay for single days off due to non-occupational injuries or illnesses.  All other benefits relating to Short-Term Disability are the same as the benefits for regular full-time non-exempt associates and paid at 85% or 70% as indicated above.

 

Short-term disability benefits do not accumulate.  Unused time cannot be carried over from year to year.

 

TERMINATION: Unused short-term disability is not eligible for payout at termination.

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